Privacy Policy

Here at Nationwide Mortgage & Financial Services we recognize your expectation of privacy and security, and we greatly respect your privacy concerns. Your security and the security of your personal information is a top priority for us. This privacy policy applies to the information you submit on the Nationwide MF.com website, and outlines how we gather information and how Nationwide MF.com maintains your private data to ensure our goal of satisfied and trusted users. This Privacy Policy does not apply to websites maintained by other partners or companies that we link to or that we work with - for information on other partners' policies, please refer to their own privacy policies.

Soon to be participating in the Council of Better Business Bureau's BBBOnLine® Reliability Program, we have made a commitment to meet the program's strict requirements regarding how we treat your information and have it verified by BBBOnLine.

If you have questions or concerns regarding this Privacy Policy, you contact us at info@nationwidemortgagefinancial.com

Information Collection and Use
In order to operate the Nationwide Mortgage & Financial Service and to provide to you the valuable services that you request through this website, Nationwide MF.com, we must ask you to provide us information about yourself. We also collect information so that we can notify you of services and products that we think will be of interest to you.

The information we collect may be from the following sources:

• Information provided by you in connection with obtaining financial products or services that you have requested

• Information you provide us when you register to receive communications from us (such as your email address)

• Information, including your email address, when you ask a question in the "Contact Us" section of the website (so that we can respond and answer  your question)

• Information you provide us when you enter promotions  offered by Nationwide MF.com (such as your full name, physical address and email address).

If you apply for any services offered through the Nationwide MF.com Web site that are provided or fulfilled by third parties, those third parties will have their own privacy policies governing the use of the information that you have requested for Nationwide MF.com to provide or transfer to them. You authorize Nationwide MF.com to exchange the information you provide in the application forms with the third party service providers.

Information Sharing and Disclosure
We do not share personal information about you with other people or nonaffiliated companies except to provide product or services you have requested or under the following circumstances:

Products or Service Requests - If you submit a request for a product or service such as  mortgage,  loans, credit products,  or other services we may offer, we will share the personal information contained in your request form such as your full name, telephone number and email address with our business partners to process and fulfill your request. Our business partners may contact you by telephone, email, or mail based on the information you provided to us, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of our partners contacts you by telephone and you wish not to be contacted again by that business partner with respect to your inquiry, then you should specifically make a request to that partner not to contact you again.

Vendors - We sometimes disclose the information we collect to companies that host certain services for us such as marketing distribution services on our behalf. These vendors only have access to personal information needed to perform their functions, and may not share your personal information or use it for any other purpose. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit them from using the information except to market the specified Nationwide MF.com products or services.

As Permitted by Law - We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Nationwide MF.com's Terms of Use  or as otherwise required by law.

Business Transfer - As with any other business, it is possible that Nationwide Mortgage & Financial in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by Nationwide MF.com, including customer account information, but would continue to be bound by this Privacy Policy unless you consent otherwise.

Advertisements & Pop Up Windows
On occasion, you may receive advertisements for Nationwide MFS from third parties. For instance, when visiting a third party website, you may receive a "pop up" window advertising Nationwide Mortgage &  Financial Services. Please note that such advertisements are served by the third party website that you have visited and are not controlled by Nationwide MF. In addition, such advertisements may be placed by third party ad servers or ad networks. We maintain relationships with a number of the third party ad networks currently operating.

Anti-Spam Policy

You will not receive Nationwide MF.com email communications unless you submit your email address to us and register to receive them. Additionally, you may also receive emails that advertise Nationwide MF.com's services from third party publishers. We have established firm ground rules for dealing with any third party email services to ensure that advertisements for Nationwide MF.com are not sent out through a "Spam" mailing -- ensuring that our offers are sent only to those individuals who have given their permission to the third party email service to receive email communications. If any third party email publisher refuses to abide by Nationwide MF.com's anti-Spam policy, we will not use that publisher's services. If you want to stop receiving emails from a third party, you should follow the opt-out instructions included in the third party email so that you will not be included in any future mailings. An "unsubscribe" link should appear within or at the top or bottom of the email you received. However if for any reason it does not work, please bring that to our attention by emailing us at 

info@nationwidemortgagefinancial.com

Cookies and IP Addresses
To serve you faster and with better quality, we use "cookies" technology. "Cookies" are small files of data that reside on your computer and allow us to recognize you as a Nationwide MF.com customer if you return to the Nationwide MF.com site using the same computer and browser. We send a "session cookie" to your computer if and when you log in to your Nationwide MF.com account by entering your e-mail address and password. These cookies allow us to recognize you if you visit multiple pages in our site during the same session, so that you don't need to re-enter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect.

We also use longer-lasting cookies to display your e mail address on our sign-in form, so that you don't have to retype that information each time when you log in to your Bills.com account. In addition, we may use cookies to process our other programs, described in Section C below. Our cookie files are encoded so that your e-mail address and other information can only be interpreted by Nationwide MF.com. We may, however, share cookie information regarding whether or not a certain user is already registered with Nationwide MF.com with certain merchants with whom we have a co-marketing relationship.

Confidentiality and Security
The security of your personal information is very important at Nationwide Mortgage & Financial Services and we take a number of steps to safeguard it. For example:

• We limit access to personal information to those employees or agents who assist us in providing requested products and services to you. Employees are required to comply with our strict policies and procedures regarding the handling of your personal information. Employees who violate these policies are subject to our normal disciplinary process.

• We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard personal information about you.

• We use industry standard data encryption technologies when transferring and receiving consumer data on the Nationwide MF.com website. 

Opting-Out
You may register to receive communications from us directly on our website or through a third party. Upon registering, we will periodically send you newsletters and other e-mails featuring special and exclusive offers, promotions and other members-only benefits. If you no longer wish to receive these communications, please let us know by sending an email to Nationwide MF.com Customer Care (You may also opt-out by clicking on the unsubscribe link in our emails). Our email database is updated continually. However, you may continue to receive email communications from us up to ten business days from the time we receive your unsubscribe request. Please note that Nationwide MF.com can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications. Also, please note that if you enter into a transaction through our website, we may send you a thank you notice, ask for a satisfaction rating, request a testimonial and give you periodic product reminders as part of your service.

Third Party Links
This Privacy Policy applies to all information that you provide to Nationwide MF.com. However, when you visit websites to which Nationwide MF.com provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party's privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.

If Nationwide MF.com receives personal information from a third party that is not in conjunction with a service offered on our site, the use and disclosure of such information is governed by the agreement (if any) between Nationwide MF.com and such third party.

A Special Note about Children's Privacy
You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only in conjunction with your parents or guardians. Please see our Terms of Use  for more information.

Updating Your Information
If you want to access or update the personal information you submitted to Nationwide Mortgage & Financial Services, please contact Nationwide MF.com Customer Care. In the alternative, you can write us at the address below and request that your personal information be updated.

Questions and Suggestions
If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us:

By sending an email to:
info@nationwidemortgagefinancial.com

By sending a letter to:
Nationwide Mortgage & Financial Services
Attn: Customer Care

Changes to this Privacy Policy
Nationwide MF.com may update or modify this Privacy Policy from time to time. If there are material changes to this Privacy Policy or in how Nationwide Mortgage & Financial Services will use your personal information, we will post such changes here. You will be notified if any of the material changes that affect the use of your personal information and asked to opt-in to the new use of your personal information. If you do not agree with the changes to how your information will be used, please do not continue to use this website.

By using this site, you signify your assent to the Nationwide MF.com Privacy Policy. If you do not agree to this policy, please do not use any of the Nationwide MF.com site. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure you are aware of any changes in our privacy practices. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

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